Established by World Relief US in 1993, now KREDIT has become one among the largest microfinance institutions (MFIs) in Cambodia that is actively providing diverse and innovative finance and non- finance services to clients; with majority living in the rural community. The institution has a triple- bottom lines embracing sustainability, enabling its clients to achieve socio-economic development, and following guidance of GOD. As of December 2016, with a total asset of USD175.36 mil, KREDIT is providing loans to about 78,770 families (83,555 accounts), collected savings from 48,093 depositors (60,186 accounts) in 20 out of 25 provinces and cities of Cambodia, using 83 offices with 1,679 staff. KREDIT’s accomplishments to date have been achieved with the assistance of many and varied supporters, such as the Royal Government of Cambodia, Ministry of Economy & Finance and the National Bank of Cambodia, plus donors, lenders, shareholders as well as our staff and customers. So KREDIT’s Board of Directors, management, and staff would like to express sincere gratitude to all these supporters and look forward to working with them in the future.