We are a Georgia based collection agency, established in 2001 servicing clients throughout the United States. It is our pleasure to provide our services for the collection of your bad debt portfolio. Learn about our company, its capabilities and strategies for your organization. Utilizing the industry's best practices in people management, process improvement and technology implementation, Carter-Young’s proven outsourcing model delivers our clients lower costs, increased operational efficiencies and greater ROI. Carter-Young provides the highest quality, most innovative outsourcing solutions to clients across a broad spectrum of market sectors, including the multi-family/student/military housing, healthcare, financial services, utility, and telecommunications sectors.