Tooher-Ferraris Insurance Group is a full-service independent insurance agency that tailors insurance and risk management programs to meet the unique needs of each family, business, and individual we insure. Our dynamic team of career insurance professionals and industry leaders is dedicated to understanding the changing marketplace. Our collaborative approach, called Risk Synergy®, utilizes our collective years of experience, technology, and insurance carrier resources to better serve our customer. The insurance companies we represent are among the strongest financial institutions in the world. Equally important is their long history of equitable claims payment delivered with exemplary service. Our services include: • Business Insurance - Every business is unique in its culture and mission. Our goal is to ensure your continued growth and success. We provide Property & Casualty, Automobile, Management Liability, Cyber Risk, Workers Compensation, Surety Bonds, and specialty programs for a broad range of industries. • Personal Insurance - We offer you protection, convenience and competitively priced insurance programs to meet your needs. We provide Homeowner’s, Automobile, Fine Arts, Collectibles, Umbrella, Builder’s Risk, Life, Disability, Long Term Care, Travel, and more. • Employee Benefits - We deliver group benefits, compliance and wellness programs for the well-being of employer’s most precious asset, their employees. Our team actively participates with Benefit Advisors Network (BAN), North America’s “best of the best” benefits advisors. • Community Association Insurance - By assessing the physical characteristics of the risk, the policies and procedures of the board and its members as well as the financial stability of the association, we tailor an airtight coverage program to fit each specific community. We are licensed in AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, IA, KY, ME, MA, MI, MT, NH, NJ, NY, NC, PA, RI, SC, TN, TX, UT, VT, VA, WA, WI and WY.