P | F | P 7745732256 dviolette@profectusfp.com On the 14th of May 1804 Lewis & Clark set out from Camp Wood in Illinois seeking a navigable route to the Pacific. Preparations included the study of medicine, weapons for hunting and protection, materials for trapping, mapping equipment, horses for travel and other supplies. Failure was not an option. On November 7, 1805, the expedition saw the Pacific for the first time. Was their journey arduous, dangerous, and perilous? Or was it the adventure of a lifetime? At PFP, we see retirement described both ways as well. Yet with proper preparation before leaving and an experienced trail guide along the way, retirement can be a great adventure and not an arduous journey. PFP acts as your retirement outfitters. An outfitter locates and provides the equipment necessary for a journey. Having made the journey hundreds of times, the best outfitters know what supplies are needed and where to get them. They know what tools are needed Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:160 GOULD STREET SUITE 310 NEEDHAM, MA 02494, ph# 781-449-4402. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Profectus Financial Partners LLC is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. CA LIC OM18222 FL LIC P171418 2018-69938