Open Banking presents an alternative to the current approach where people’s financial data is closely held by banks which limits the potential for change and innovation. We believe by enabling people to open their financial data to trusted service providers, we can transform how we live our lives. Open Banking creates opportunities for new financial services which can help us make smarter, healthier, and more sustainable choices with our money, from the food we eat to where and how we shop. Glueware Limited; part of The Middleware Group, is enabling New Zealand banks to achieve Open Banking standards, creating a marketplace of financial innovation, where anything is possible.