Tokio Marine HCC writes financial lines insurance out of our offices in the USA (through its D&O Group) and outside the USA (through its Financial Lines division) offering this portfolio of products, as well as other relevant specialty products, internationally. We are staffed by expert underwriting and claims professionals ready to cater to your specialty insurance needs wherever your risk is based and no matter how complex. Whilst global in character, we maintain our local focus thanks to our unique set-up. Our regional teams are adept in local concepts, fluent in local languages and proficient in customs, legal and market issues. Our international in-house claims team of lawyers also has the authority to handle claims swiftly and the expertise to be fully involved in developing Tokio Marine HCC insurance solutions that best fit our clients. Tokio Marine HCC’s major domestic insurance companies have financial strength ratings of “A+ (Strong)” from Standard & Poor’s Financial Services LLC, “A++ (Superior)” from A.M. Best Company, Inc., and “AA- (Very Strong)” from Fitch Ratings; its major international insurance companies have financial strength ratings of “A+ (Strong)” from Standard & Poor’s Financial Services LLC. This places us as one of the most reliable and stable insurers in the market for financial lines products.