The National Association of Credit Union Service Organizations (NACUSO) was formed in 1985 to help credit unions explore the use of CUSOs for the delivery of non-traditional products and services. Over the years, NACUSO’s focus has evolved to helping credit unions form multi-owned CUSOs and to be the catalyst for collaboration, innovation and growth of the Credit Union industry. A highly competitive marketplace and the changing regulatory environment require businesses to work faster and smarter. Therefore, the synergy between Credit Unions and CUSOs has never been more important. The treasury of knowledge offered by NACUSO and shared among its membership is more relevant than it has ever been. Members of NACUSO believe that innovation coupled with collaboration are the means by which credit unions can transform themselves and achieve a new level of success, and combine the best elements of entrepreneurial businesses with traditional credit union philosophy and member service. Credit unions must grow to survive. Growth brings efficiencies and resources that enable CUs to successfully compete in the financial services marketplace. NACUSO believes the use of collaboration and innovation provides the best hope for strengthening credit unions and ensuring the survival of the credit union industry. Number of "employees" represents NACUSO members.