Dharma is the easiest place to borrow and lend cryptocurrencies — anywhere in the world, instantly and securely. Our secret sauce lives on the Ethereum blockchain: a system of smart contracts that enable any two Internet-connected parties in the world to engage in a peer-to-peer loan without having to trust or know their counter-party. With this technology, Dharma enables wholly non-custodial, peer-to-peer lending; you don’t need to trust us or anybody — just trust math and cryptography. We’re on an audacious mission to deliver radically transparent financial services that “can’t be evil” to any Internet-connected individual in the world. We're backed by some of the shrewdest investors in crypto and fintech — including YCombinator, Polychain Capital, Green Visor Capital, and Coinbase Ventures.