Serving our members and our community. In 1928, local independent agents established a professional insurance association to support and promote the American Independent Agency system. The Association was formed for educational purposes and for the exchange of constructive ideas among its members. It also sought to protect the public from unethical business practices and to assure each member maintains a high standard of ethics and conduct. The Central Florida Association is affiliated with the Florida Association of Insurance Agents and the Independent Insurance Agents of America. The Central Florida Association is the largest in membership of the Florida local associations. Membership consists of independent agencies which are engaged in the business of property and casualty insurance. The characteristics of an independent agency are: ownership of a book of business, operation on a commission pay basis, maintaining a good business reputation, and experience and training to represent the types of insurance offered. Associate membership is available for the companies that the members represent and for any business that provides services to the insurance industry.