Clarity Debt Resolution is an American based company that aims to help US consumers reduce their debt by negotiating with creditors to settle their debts for less than the full amount owed. Clarity Debt Resolution Services offers debt settlement services for various types of unsecured debts, including credit cards, personal loans, medical bills, and certain types of student loans. The company's debt settlement process typically involves enrolling in their program, stopping payments to creditors, and making monthly payments into a savings account. Clarity Debt Resolution Services then negotiates with the creditors to settle the debts for less than the full amount owed. Once a settlement is reached, the consumer uses the funds in their savings account to pay off the settled debts. It is important to note that debt settlement can have a negative impact on a consumer's credit score and may not be the best option for everyone. Consumers should carefully consider all of their debt relief options and consult with a financial advisor or credit counselor before enrolling in a debt settlement program. At Clarity, we put you in charge of your own second chance.