Century Next Bank is a federally chartered stock savings bank based in Ruston, LA, that has proudly served our communities since 1905. We have locations in Lincoln and Ouachita Parishes in LA and in Ashley County, AR. Member FDIC. Equal Housing Lender. We are a federally chartered stock savings bank, offering a variety of personal and commercial loan services, and we are proud to be considered a premier mortgage lender in our communities. Deposit products include a variety of checking and savings accounts, and we also offer an array of additional bank services.