We started with a concept that: Business owners should be able to secure working capital based on the strength of their business not their personal credit. The banking industry has operated under the same lending models and metrics for the last several decades, offering loan programs that only a small percentage of the 17 million businesses in the United States qualify for.....being credit based with emphasis on debt ratios, collateral and reported income. We offer an alternative and innovative way to apply information, access technology and secure capital for your business. This results in a simple, quick, and effective process.