atyati was incorporated in April 2006. Our business is managed through 100 offices and 1000+ team members. atyati works with 21 banking and financial institutions. Our technology enables ₹3000Cr+ transactions turnover every month. The in-house technology platform hosts over ₹12,000Cr of advances for various banks. At present, 5Cr+ customers regularly transact through atyati’s platform Ganaseva. We have more than 25,000+ Bank Mitras across 27 states.
1. Financial Technology
Technology is the core expertise of atyati. Through our proprietary GANASEVA tech platform, we provide a comprehensive banking suite of services to rural, semi urban & urban customers. It has developed in house fully automated delivery mechanism for the flow of governmental, financial, health care and commercial services to the last mile customer. Ganaseva includes a front-end mobility solution and a robust back end platform, which can be easily integrated with the Bank’s core banking system. At present, the BC management system and FI gateway is implemented at erstwhile UBI, UCO Bank, Central Bank of India, BGVB, PBGB, UBKGB, APGB and KVGB. Financial institutions in Africa are using our technology solution as well.
2. Banking Correspondent/Bank Mitra
atyati plays a pivotal role in financial inclusion in the country with a presence in 27 states. We reach 50 million active unique customers, 50000 villages & 15,000+ CSP’s. atyati has partnered with 17 PSBs, 3 Private Sector Banks & 1 Small Finance bank.
3. Credit & Lending
Joint Liability Group (JLG-Microfinance), Agriculture & MSME are the main segments. atyati manages all activities from sourcing to customer service & collection for Lending Institutions. The current active lending book under management is Rs.1000Cr
4. Doorstep Banking Banking (DSB) We have been mandated by PSB Alliance to provide doorstep-banking services to customers of all Public Sector Banks including SBI. The initiative has been mentioned DFS EASE 3.0 report of Feb 2020.