The UK P&I Club is one of the oldest P&I clubs in the world and one of the world's leading mutual insurers of third-party liabilities for ocean-going merchant ships. The Club insures over 250 million tons of owned and chartered ships from 50 countries against potential claims for damage or compensation in respect of personal injury to crew members, stevedores, passengers and others, cargo liabilities, loss of personal effects and property (other than cargo), diversion expenses, collision liabilities, wreck liabilities, fines and legal costs. Providing a superior service to our Members at cost has always been the Club's central purpose, which is why we operate a 24/7 claims service in over 400 ports around the world, ensuring on-the-spot help and unmatched local knowledge when our Members need it most. The Club also provides ongoing risk management and loss prevention advice and support to help our Members reduce their exposure to claims, as well as championing best industry practice and investing in innovation for a safer tomorrow at sea. The UK P&I Club has a Standard & Poor's rating of 'A-', reflecting the rigorous financial control our specialist role demands and our history of weathering periods of profound economic and political change over more than a century and a half. Our financial strength and stability, speedy claims resolution, understanding of shipowners' and operators' business priorities, specialist skills and experience, broad international network and mutual status mean that the Club will continue to focus on what we do best: protecting shipping globally, together.