UCL and its subsidiaries constitute one of the largest financial groups, which began its activities more than 16 years ago. UCL’s predecessor, Peregrine Capital Limited was established in 1988 based in Hong Kong. UCL is involved in a variety of financial and nonbanking activities in Bangladesh. the Group operates through UCL and its subsidiaries having 7 branch officess located in Dhaka, Chittagong, Sylhet, Gazipur and Narsingdi. UCL’s policy is to provide its customers with comprehensive financial solutions, high-level professional services, and a wide variety of products adapted to each customer's needs. To implement its strategy, UCL operates through different business lines, with each business line providing financial services to a particular customer segment: Corporate Financial Services including leasing and term finance to SMEs and large enterprises of different sectors, Capital Market Services include issue management, share trading and portfolio management through its subsidiaries and Retail Customer Services include deposit schemes and personal lending. UCL is a publicly traded company listed on both the Dhaka and Chittagong Stock Exchange. UCL is a highly focused business with strong management and a clearly defined business plan creating value and delivering shareholder return from core operating business. UCL is a diversified company that creates value and delivers shareholder returns from core operating business. Our focus, core competency and competitive advantage is driven by our team’s depth of knowledge, experience and hands-on expertise.