Flouci (by Kaoun) is a financial super-app for francophone Africa. It offers fully digital onboarding, free bank accounts, wallets for payments and transfers, and other financial services for the unbanked and underserved. Our app provides free banking and wallet services for every person and enables people to access quality financial services over time based on their profile, from credit to investments, and insurance. Our product allows for that through the very first 100% electronic KYC to open bank accounts without physical presence, removing the biggest barrier to entry for this target population. Our product is also the first of its kind to be available in the local dialect and aims to make people financially literate and included, as well as allow them to build a credit history and gain access to finance. We use technology and work with local regulators to build a product that is inclusive and accessible to most.