Near the end of 2016, a time that spawned monumental change in our country, the MTRAC management team set out to develop financial and marketing solutions for high-risk businesses operating in high-cost banking industries. Along the way, it became clear that a convergence of finance and new technologies was altering the landscape of existing markets, while wielding the potential to create new economies in the process. The MTRAC mission evolved into a collective team goal to embrace these new technologies and deliver a cashless, compliant payment platform to legal businesses that are being excluded from participation in the traditional banking model.