First for Your Success Starts with UBB - the Nation's First Bankers' Bank When the founders of UBB gathered together in 1975, they faced a serious threat. New branching laws meant that the major systems banks were invading their hometowns, competing for their best retail and commercial customers. Meanwhile, most community banks relied on these same systems banks for all of their correspondent services. A new correspondent bank was needed that would be owned and managed by community banks, and would focus only on their best interests. So in the true can-do spirit of independent community bankers, the founders of UBB created the nation's first bankers' bank, to level the competitive playing field with systems banks by providing community banks with a full range of innovative correspondent services secure in the knowledge that nobody would ever come after their customers. For more than four decades now, the same spirit of innovation and single-minded commitment to community banking that spawned the first bankers' bank lives on in the corporate DNA of United Bankers' Bank.