Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here. We call it the M1 Difference. You might call it a welcome relief. It’s M1’s laid-back, but intentional approach to serving you that assures you’ll always leave our lobbies with a smile on your face. You might even do a cartwheel on your way out. From our start to today we remain a nonprofit, financial cooperative owned by our members, we remain merger free and committed to independence, all of our elected officials are unpaid volunteers.