Monify is an innovative fintech start-up from Latvia that provides the fastest unsecured on-line loans to SME (small to medium enterprises) in Baltics & Poland. Monify provides an offer of up to 100'000 EUR in 60 minutes. Standard product is an installment-loan for 1-24 months, 3.5-7.0% monthly i-rate. In 1 year Monify received 4000+ applications, lent 7+ million EUR loans, entered 4 markets (Latvia, Estonia, Lithuania and Poland) and has 21 employee. Monify vision is Money Makes Money. Monify mission is to become global one-click SME finance provider, where every small and medium- sized business get access to money in 5 minutes, and earn more than our interest rate. Monify goal is to have 1'000'000 unique SMEs.