Ummeed Housing Finance Private Limited (Ummeed) is a housing finance company registered with National Housing Bank (NHB) under National Housing Bank Act, 1987. Managed by a team of experienced professionals, we work with a common motive of providing home loans and loan against property to lower & middle income Indian families. Ummeed aims to undertake several steps to help people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population: # Exclusive focus on low & middle income segment # Total family income to be considered for loan eligibility # Specialized assessment as per the borrower’s business/trade # Income documents not an hindrance for calculating loan eligibility # Door step service and fast processing Our customer needs are varied and so we at Ummeed take exceptional care to understand and offer customized home loans, ranging from INR 3 to 50 lakhs, to suit those needs. These loans can be used for purchase of apartments, construction of homes, home improvements, home extensions and availing loans against property.