Crédit Agricole Leasing & Factoring (CAL&F) is a subsidiary of Crédit Agricole group, that proposes specialised financing products for businesses, professionals, farmers and local authorities in France and internationally. A multiple distribution network Crédit Agricole Leasing & Factoring relies on its regional offices, the banking networks of Crédit Agricole group (Regional Banks of Crédit Agricole, LCL and Crédit Agricole Corporate and Investment Bank) and on non-banking partners (manufacturers, equipment distributors, brokers and credit insurers) to be as close as possible to its customers on the field. Specialised financing In leasing, CAL&F offers a full range of rental finance products for the carrying out of equipment and real estate investment projects. In factoring, CAL&F meets companies needs in terms of financing and the management of their trade receivables in France and internationally. Its trade receivable financing solutions are combined with insurance and collection services in a flexible manner, according to the companies needs. Finally, CAL&F, through its subsidiary Unifergie, supports businesses, communities and farmers in the financing of renewable energy and public infrastructure projects.