NFP is a diversified comprehensive insurance brokerage and advisory practice spanning five divisions. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA (http://www.finra.org/)/SIPC (http://www.sipc.org/). Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with The Meltzer Group. This is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-5-KESTRA. Neither Kestra IS nor Kestra AS provide tax or legal advice. Any decision whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.