United Trust Bank (UTB) is an expanding specialist bank providing a wide range of secured funding facilities for individuals and businesses and deposit accounts for individuals, businesses and charities. The Bank has dedicated divisions providing development finance, bridging finance, structured finance, asset finance and specialist mortgages including residential, BTL and second charge loans. Our in-depth knowledge combined with commercial awareness makes UTB the lender of choice for finance brokers, housebuilders, entrepreneurial developers and individuals seeking a high quality, bespoke service and a reliable source of funding. We engage with our customers and form strong relationships with our broker partners, knowing that united, we go further. United Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our customers benefit from the full protection of the Financial Services Compensation Scheme (FSCS) and the Financial Ombudsman Service.