Offer lower, easier, and more affordable payments that match consumer pay cycles. You’ll also help your customers pay off their loans faster so they can return sooner and in better equity positions. Who We Are… SMARTPAY is a market leading company in the financial technology industry. Since 2003, we have been helping people with more convenient automated loan and bill payments, match lower payments to their paydays, pay off loans faster, and simplify budgeting. We provide the most reliable, easy, hassle-free and flexible payment service in America. We bring you the best customer service and the best people. We are reliable, smart and dedicated to helping you. We are committed to providing exceptional customer service; keeping things simple; making things easy; developing repeat customers; and offering a hassle-free service. Our Mission Our mission is to make people's lives easier.