Garanti BBVA Group Romania includes Garanti BBVA, Garanti BBVA Leasing (Motoractive IFN SA), Garanti BBVA Fleet Management (Motoractive Multiservices S.R.L.), and Garanti BBVA Consumer Finance (Ralfi IFN SA). These entities enhance the bank's offerings with leasing products (vehicles, equipment, real estate, sale & leaseback), fleet management services, and consumer loans. Established in Romania in 1998, Garanti BBVA has built a robust portfolio of banking products and services across Retail, SME, and Corporate segments. It boasts a growing and diverse client base and an extensive national branch network. Garanti BBVA leads in digitalization, investing in advanced technology and innovation. Our optimized online and mobile banking platforms provide a user-friendly experience that caters to diverse customer needs. We recently launched GIA, a digital consultant available in Romanian and English, offering information for individuals, SMEs, and corporations. These innovations enhance service security and convenience. We prioritize customer feedback, constantly refining our services to meet client expectations. Garanti BBVA was recognized as a Superbrand in Romania in 2017-2018, 2019-2020, and 2021. In 2023, Global Finance Magazine awarded Garanti BBVA for the 14th time as one of the world's best digital banks. Garanti BBVA Romania is part of Garanti BBVA, Türkiye's second-largest private bank by consolidated asset size. Its majority shareholder is the Spanish financial group Banco Bilbao Vizcaya Argentaria (BBVA). For more information, visit www.garantibbva.ro