First Capital Federal Credit Union is a not-for-profit, full-service financial institution owned by its members. At First Capital, we have operated solely for the benefit of our members for more than 60 years. That's because as a member-focused credit union, our members are always at the heart of everything we do. Rather than pocket profits, earnings are returned to members in the form of lower loan rates, higher dividend rates, educational tools, convenient services, and much more. But our approach isn't only on providing quality products. We're equally focused on ensuring that our members receive a personalized, expedient experience with every interaction. All of the financial products and quality service provided to our members demonstrate First Capital's personal commitment to live our mission: "The financial well-being of our members and dedication to our community come FIRST."