Actuarial & ERM Solutions LLC (ActERM) has developed an integrated planning and capital management platform for the P&C insurance and reinsurance industry. It is called CAPx, which stands for Capital Allocation and Planning excellence. Using our platform, companies take control of their planning process and escape the problems associated with the usual Excel based approach. Our risk module goes beyond traditional planning enabling high resolution cost of capital modeling and allocation for insight into which parts of the book of business are meeting risk based ROE targets. Truly superior software products can only be developed from the inside out, starting from a domain driven core system architecture designed for the problem at hand. Our P&C insurance expertise, software development experience, and a state of the art technology stack give us a unique advantage in this regard. We are currently looking for additional clients to join our beta program.