As of November 1, 2014, Northwestern Bank has formally merged with Chemical Bank. Northwestern Bank was chartered in 1955 and is now the largest independent community bank in northern Michigan. A growing financial institution with $800 million in assets, we are one of the leading mortgage, consumer, and commercial lenders in the region. We offer complete banking, investment and trust, and employee benefit services from 27 offices throughout northern lower Michigan. Northwestern is committed to an "I can do that!" approach to service, which empowers employees to make decisions on the spot to meet customer needs and exceed their expectations.