Every success has its own history. The TVS-FS history began in 1982 as Harita Finance. It was the brainchild of Mr.T.S.Srinivasan, the youngest son of T.V.Sundaram Iyengar, the founder of the TVS group of Companies. Starting off as a player in the corporate finance market, TVS-FS built a large and loyal base of customers who invested vast amounts in the Company’s debt instruments. Within a decade of its existence, the Company created a very formidable ‘brand’ of personalized service in the non-banking finance sector, which other companies could only aspire to match. With spreads in corporate financing falling rapidly in the late 1990s, the Company was in the throes of change. Continuously reinventing itself in an industry that has gone through turmoil several times in the past, TVS-FS has emerged as a dominant player in retail financing, particularly two-wheeler finance for TVS Motor vehicles. By penetrating deep into the pockets of the Southern States, the Company has made financing options available in areas that were hitherto untapped by players in the industry. With a slew of products to come in the retail financing space, TVS-FS is all set to rewrite the rules of the game, yet again. At TVS-FS, continuous innovation and value-addition to customers, is a way of life. Trust forms the base of any relationship. And, at TVS-FS, building sound working relationships has been our primary focus. We believe that the customer’s needs are better met when we make an attempt to understand them. Which is precisely why you’ll find our offerings match diverse requirements and allow for greater flexibility.