POLi is a fast, easy-to-use direct online payments platform that thousands of Kiwi businesses already love - plus millions of customers. By adding POLi to your online shopping cart, web forms, emails or e-invoices, your customers can pay your business through their regular bank account. No credit card needed, no debt, no penalty interest. Reference information is filled in automatically making reconciliation a breeze, and money is transferred within a couple of hours, even on weekends. With some of the lowest transaction fees in the country, no cost for your customers, and a variety of ready-to-go software integrations available to plug POLi into your existing system, getting started with POLi is easy. You don't even need web development experience, or a merchant bank account. Sign up and get going in as little as 24 hours. About Merco: Merco is responsible for the POLi payment system in New Zealand, including customer and merchant support, sales and marketing, integration support, and more. Merco is also a reseller of POLi in Australia.