SiCRED sh.a. Life Insurance Company was founded on October 7, 2003, from a group of Albanian investors, with 100% local capital. The Company is accredited to operate in the Life Insurance field. SiCRED sh.a. offers life insurance products with a high level of quality and professionalism. Our products have a clear objective regarding Life, Health and Accidents Insurance; Life Insurance with Savings (long term savings) and Term Life Insurance. SiCRED sh.a. is also a shareholder in three other companies: • SiCRED Assistance sh.p.k, - a company that provides services in accordance with the current legislation, on Health and Safety at work. And besides giving consultancy to employing companies in the aforementioned field, now SiCRED Assistance sh.p.k. offers the service of mediation in medical services and mediation in employment. SiCRED sh.a. owns 100% of the capital of this company. Website: www.sicred-assistance.com.al • SiCRED Distribution sh.p.k. - a company focused in the handicraft business, traditional Albanian costumes and products Made in Albania. SiCRED sh.a. owns 100% of the capital of this company. Website: www.sicred-distribution.com.al • Credins Invest sh.a. - a company which manages voluntary pension funds and investment funds. SiCRED sh.a. owns 12% of the share. Website: www.credinsinvest.com We, at SiCRED, aim to operate in view of the highest standards of ethics, as the only acceptable way to establish a good reputation, always taking into account what is best for our clients. Our vision for the future is to become the main support and the indisputable choice of the clients.