The Workers’ Compensation Reinsurance Association was established by Minnesota statute in 1979 to respond to a need for reliable, low-cost reinsurance protection for serious workers’ compensation claims in order to add stability to the Minnesota Workers’ Compensation system. The Association’s membership consists of companies, groups, and governmental subdivisions authorized to insure their own Minnesota workers’ compensation exposure (self-insurers) and insurance companies authorized to write workers’ compensation insurance (insurers). All of these Minnesota self-insurers and insurers are required by law to be WCRA members.