Penser is a specialist consulting firm focused on payments and fintech. Based in London, UK, we work across the world for private equity investors, financial institutions, retailers, and payments companies providing services across market analysis, strategic planning, due diligence and product development. Our expertise spans online and mobile payments, business to business payments, foreign exchange, and international remittances, card issuing and merchant acquiring, blockchain applications, open API banking, and artificial intelligence applications in payments and banking. Follow us on twitter @PenserConsult Contact us on info@penser.co.uk Call us on +44 207 096 0061