Over 80% of Americans are worried about climate change, but 99% of Americans don’t have the option to make climate-friendly investments. Sphere makes climate-friendly investing available to everyone, by making it easy for employers to offer climate-friendly options in 401(k) retirement plans. A number of family offices and institutions have already stoped investing in the fossil fuel industry, often citing worrying economic factors and a need to protect long-term value as a driving force for decisions, including the Rockefeller Foundation, the New York State Pension Fund, and the Harvard Endowment. Sphere helps advisors and employers demonstrate their commitment to fiduciary duty with a high-quality product at reasonable fees while satisfying a deeply personal desire of clients, without having to choose between the two. The Sphere 500 Fossil-Free Index tracks the Top 500 US companies by market capitalization and excludes fossil fuel companies to avoid stranded asset risk. The fund votes shares for the planet, not for the status quo.