Nova Credit was established in 2017 and was named as a selected credit reference agency under the Multiple Credit Reference Agencies (MCRA) Model in November 2022. We are committed to promoting the credit reference service in Hong Kong to the next level. By upholding the principle of personal data privacy and information security, we ensure personal data is being protected during operations. Meanwhile, through professional data analytics and cutting-edge technologies, we aim to strengthen banking and financial services. By leveraging innovative technologies, we facilitate the industry’s digitalization of financial services. With our services, consumers can also have a better understanding of their personal credit status and establish good credit management habits, while also increasing their awareness of fraud prevention and improving the overall health of their personal finances. By leveraging our strengths in the Greater Bay Area, we connect financial institutions and provide convenient cross-boundary financial services to consumers. We help to promote the development of Fintech in Hong Kong and assist the industry in seizing the abundant opportunities presented by finance initiatives at the national level.