Supportive lending to co-operatives and communities across the UK. Follow our new lending stories, campaigns we're running and any news stories from our coop! Setup in 1973, Co-operative & Community Finance (Previously ICOF) provide sympathetic loan finance to help people take control of their economic lives and create social benefit. Lending exclusively to co-operatives and social enterprises, with the great incentive of no personal guarantees. Take a look at our website for more information and our loan application form.