ALBARAKA is a microcredit institution, governed by the Dahir of November 1958 and the Law No 18-97 related to the exercise of microcredit activity. Founded in 1996, ALBARAKA has obtained the authorization to provide microcredit services by a Ministerial Decree issued on March 10, 2000. The primary goals of ALBARAKA are to: - Provide microcredits to disadvantaged people to enable them to start or develop their own activity and thus achieve their economic integration; - Provide its customers, with all operations related to microcredit, in particular training, advisory and technical assistance; - Carry out in favor of its customers all financial and para-financial transactions, in particular the distribution of insurance contracts to cover people and damages; Through these goals, ALBARAKA encourages the creation and the development of income-generating activities, contributes to financial inclusion of low-income populations and supports the promotion of employment. . Mission and Vision Our mission falls within the scope of Morocco's microfinance national strategy, and combines between the creation of income-generating activities and the financial and social inclusion, through: - Financing income-generating activities; - Providing support and assistance to micro-entrepreneurs; - Offrering a range of services and products that meets all the needs of target populations. Our ambition is to become a major, sustainable and efficient player of the microfinance sector in Morocco, offering a diversified and innovative range of services and products, and using new technologies in order to increase the number of beneficiaries and meet all their needs.