Pauzible pays your mortgage hike, You secure your Home Pauzible is designed for homeowners struggling with the recent increase in their mortgage payments. Pauzible contributes up to 100% of the increase for up to five years, while homeowners continue to make the same payment as they did before the hike. Our goal at Pauzible is to ensure that YOUR HOME STAYS YOURS The mortgage crisis is forcing many homeowners to either downsize or simply sell their home and rent as mortgage payments become unaffordable. Pauzible passionately believes they should not have to make this choice. No additional debt At Pauzible, we believe that homeowners struggling to make increased mortgage payments should not take on additional debt to service their current mortgage. Any mortgage increase-related payments that are made by Pauzible, therefore, do not incur interest or an obligation to pay back any principal. This is designed to give consumers greater flexibility. Tap your home equity Many current homeowners will have benefitted from a decent increase in the value of their property since they bought it. Pauzible allows homeowners to benefit from this increased value without them having to sell their property. Pauzible receives a share in the value of the property calculated on the basis of the payments it agrees to make homeowners over an agreed pause period of up to five years. Homeowners can purchase this share back from Pauzible at market value during a pre-agreed buyback period of up to 10 years. A fair arrangement: No monthly payments, no debt to Pauzible Pauzible gives homeowners the opportunity to sort out their finances & remain in their property. The title of the property remains entirely with the homeowner, there are no rental payments to make to Pauzible either. Homeowners have the right to purchase Pauzible’s share in the value of their property during the buyback period at market value and Pauzible has the right to purchase the homeowner’s share after the buyback period.