Cooperative financial institution - financial centre of Lithuanian credit unions. 44 credit unions belong to the Lithuanian Central Credit Union (LCCU). Only those credit unions which belong to the LCCU can offer a wide range of financial services, and the activities of the unions are supervised by the LCCU. Moreover, these unions have an additional stabilization fund and liquidity fund. Vision: The LCCU shall become the main choice and financial partner of credit unions. Values: • Good faith. • Professionalism. • Openness and cooperation. LCU systems credit unions services: - Deposits. In credit unions, there is the possibility to open an account with the bank, to place a fixed-term deposit and to collect funds in saving accounts for various purposes. - Loans. The credit unions grant loans for business, studies, housing and other personal needs. - Money transfers, instalments and municipal rates. Ordinary and urgent money transfers, instalments, payments for public utilities and other services are made. - Payment cards. The credit unions issue international “MasterCard” debit and “Maestro” credit payment cards. Free cash withdrawal with “Maestro” payment cards is available at the automated teller machines of SEB, “Luminor”, “Swedbank”, Šiauliai and “Citadele” banks and “Perlas” terminals. - E-Banking. Access to the “i-Unija” e-Banking system is available in the credit unions and enables you to conveniently manage your finances at any time. - Money transfers. The credit unions can make domestic and international payments in Euros into accounts with Lithuanian and foreign credit institutions. - Wide network of customer service locations for credit union members. The credit unions have developed a wide service network for their customers and members (183 places) even in the most distant, sparsely inhabited regions of Lithuania.