Baloot is a micro-saving application that is going to help users to save their money ,even a very small amount, and automatically - by direct debit, round up, recurring payment and so on - sweep those saved amounts into a mobile wallet. The money deposited in the wallet will be invested in different financial assets such as ETFs, so the user could make an investment portfolio from those small savings. Users could have their own saving and investment policies, meanwhile Baloot would help them to make the most suitable ones.