In fifteen years, EMB has become the largest and most successful firm of specialist non-life insurance experts in the world. We have pioneered the development and use of high performance actuarial software and built a reputation for first class technical skills. The combination of our knowledge, expertise and innovation helps our clients improve their business performance by optimising capital, growing revenue and increasing profits. With offices around the globe we advise insurers, reinsurers and distributors including 28 of the world’s top 30 non-life companies and many Lloyd’s syndicates. Our partners and consultants are internationally recognised as thought leaders in non-life insurance. We have developed a track record of innovation in techniques and best practice. Many of these methods are now accepted as the norm in the industry. Based on this expertise we offer a unique range of skills and services to address all aspects of your company. At the heart of our philosophy is knowledge transfer. Rather than trying to protect our expertise, we actively help clients to acquire their own analytical and business skills, believing that this is in the best interests of productive long-term working relationships. We like to think of ourselves as enabling experts.