SHL was established as a specialized finance company within the Kingdom of Saudi Arabia. As a pioneer in the home finance industry, SHL provides professional guidance and advice on solutions for making the dream of home ownership a reality. SHL’s products and services are fully Shari’ah compliant. The SHL Shari’ah Supervisory Board ensures that all of our products, services and activities conform with Islamic principles. SHL’s corporate governance and risk management standards are consistent with the best global home finance practices. SHL’s top senior management consists of a diverse group of individuals with global expertise in home finance. Our primary shareholders include Dar Al-Arkan (the nation's largest residential developer), Arab National Bank (ANB) and International Finance Corporation (IFC).