DUAL is a different kind of underwriting business. From the start in 2004, our focus has been on empowering people to act on their ideas. DUAL Australia Pty Ltd is a specialist underwriting agency focused on providing innovative insurance solutions to SME and mid-market clients. We specialise in creating simple insurance solutions for Accident and Health, Financial Lines and General Liability and are the largest independent underwriting agency, and Lloyd's largest coverholder, in Australia. Our parent company, DUAL International is the world's largest unaffiliated international underwriting agency and Lloyd's largest international coverholder. We're committed to providing innovative solutions to traditionally complex insurances, and giving our brokers what they want, not telling them what they need.