HMA is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients the best services and most competitive rates available. As a 100% referral-based company, we depend solely on our reputation for providing professional, quality service and superior product to generate confidence and referrals from other professionals in affiliated industries, such as Realtors, Attorneys, Insurance Agents and Financial Planners, and, more importantly, recommendations from satisfied clients, who refer family, friends and co-workers. We are multiple-year winners of the 5 Star Mortgage Professional Award, and accredited through the Better Business Bureau, and members of the National Association of Mortgage Lenders and the Pennsylvania Association of Mortgage Lenders. Licensed by the PA Dept. of Banking - NMLS# 139164