With a significant expansion in its branch network, the bank solidifies its position as a leader in Oman's banking sector. To bring the Bank closer to our customers, we successfully added 85 ATM/CDM/FFM/MFK’s to our network, a 36% increase to reach 318 and opened 43 new branches taking our branch network to 112, as of 31 December 2023. These expansions make us the second-largest bank in Oman. During the year 2023, we achieved the highest operating profit of OMR 76 Million. In conjunction with this exceptional growth and customer-centric focus, the bank introduced its new corporate values. These values, encompassing Customer-Centricity, Accountability, Collaboration, Growth-Oriented and Performance Driven culture reflect the bank's commitment to fostering a team that goes beyond numbers, embraces every element, and places customers at the center of its operations. The unveiling of these achievements, initiatives, and new corporate values underscores BankDhofar's unwavering commitment to excellence, growth, and innovation. As the financial landscape evolves, BankDhofar is poised to lead, offering not just banking services but a comprehensive financial experience that caters to the diverse needs of its growing customer base. 2023 Financial Highlights Customer Deposits: OMR 3.3 Billion (14.1% Increase) Net Loans: OMR 3.8 Billion (9.8% Increase) Operating Cost: OMR 68.6 Million (1.5% Reduction) Fee Income: OMR 33.3 Million (60.4% Increase) Interest Income: OMR 263.4 Million (18.3% Increase) Net Profit: OMR 38.8 Million (13.4% Increase)