The evolution of the mobile phone has truly eclipsed all other technology we have witnessed. The ubiquity of the mobile phone, like the internet itself, opens up the possibilities for even more intriguing transformations in other sectors of our economy, the most important being the means of commerce itself. mFunds is at the heart of that transformation and offers a unique opportunity to marry the mobile phone and cash in a way that goes far beyond just logging into your bank account or prepaid debit card from a different window.