Zeptoo is the world's most dynamic payment switch, empowering financial institutions and carriers in emerging market countries to create alternative payment networks for their merchants and end users. Designed to facilitate attractive payment alternatives for the unbanked and underbanked, Zeptoo's branchless banking and mobile payments solutions were designed from the ground up for rapid deployment, high performance, and easy customization to deal with the unique financial, regulatory and market conditions found in emerging market countries. A secure and scalable alternative to the traditional credit card switch, Zeptoo's platform is used by companies around the world to cost-effectively deploy alternative payment rails, allow their merchant networks to avoid the high cost of credit card transactions, and take advantage of new payment methods like Paypal, mobile wallets, and Bitcoin.