Upstate Special Risk Services,

We are a national insurance brokerage firm, that has been in business since 1974. Until 2020, it was owned by Andy Kalinowski who oversaw its growth. As of September, 2020, it has been taken over by Liz Casper, as owner and President. Upstate brings a unique level of knowledge to the issues that matter to the registered representative and their compliance departments when selling fixed products. Because of this expertise, Upstate is the preferred provider to LifeMark Securities Corp.'s registered reps, as well as reps of many other broker dealers. Our staff of highly trained professionals and underwriters stand ready to assist in large case design, substandard underwriting and complete business support to both registered representatives, and independent producers.