AMI is the trade body representing UK mortgage intermediaries. We act to maintain a positive and ethical business environment for our members by working with politicians, regulators and other industry bodies.
Our objective is to promote the provision of good advice as an essential part of a healthy market for mortgages, which operates in the interests of consumers.
Our current policy priorities are:
1. Provision of advice – the right of consumers to quality advice and product choice
2. The role of technology in supporting regulation, competition and advice through consistent application of FCA principles and rules
3. Cost of regulation – FSCS funding
4. Cost of regulation – FCA fees
5. Extension of the Senior Managers and Certification Regime
6. Supporting mortgage prisoners
7. Housing which supports consumer needs whether that be ownership or rental
8. Product innovation in the later life market
9. Quality of examination standards which support high quality, full, mortgage advice
10. The fraud and quality agenda
11. Awareness of wider products particularly advising on protection to enable good customer outcomes
As well as representation and a voice within the industry, annual membership of AMI includes:
• Regular updates on legal and regulatory issues impacting the mortgage market via our Newsflashes and our monthly Connect newsletter
• Access to the members-only area of our website, where you can view industry thinking and insights and download our technical guidance. You can also access our Quarterly Economic Bulletin which presents the current economic highlights and a view on where these key indicators may move in the future, including the impact on the housing and mortgage markets.
• Access to our support helpline giving specialist advice on compliance, regulation and other matters.
• Access to the AMI logo to use on your website and letterhead to help promote your business
• Full voting rights with and the right to stand for election to the AMI board